Foreclosures In Chicago:


Maybe you’ve missed a payment or two. Maybe you’re officially in foreclosure. No matter your circumstance, we help you explore your options and legal rights.

Go on the Defense with Your Foreclosure

Our team recognizes that losing your home is one of the toughest hurdles you’ve ever faced. It’s time to take back control of the situation. Foreclosures are more common than you’d expect: Roughly one in every 1,300 homes are in foreclosure in Chicago. With a deep expertise in foreclosure defense matters, our attorneys are well versed in Illinois and federal laws. 

We Advocate for You

Clients are often surprised and relieved to learn they have several alternatives when facing a foreclosure in Chicago. The sooner you reach out to us, the more options we can explore. A foreclosure does not mean the end of your homeowner dreams.


I’d love to hear more about my options, but what’s the cost to have a conversation with your firm?

We never charge for our initial consultation. After our first meeting, wel follow up with our suggestions and explain any legal costs. In some cases, such as short sale, 100% of our legal fees are covered by the lender. For other foreclosure defense, we can work out flexible installments or a flat fee. At GLG, we’re open and transparent about fees and you’ll never receive a surprise bill. 

I’m already in foreclosure, is it too late for us to involve an attorney? 

Not at all. Even if you’ve already received a Notice of Default, we’re experienced in all aspects of the foreclosure process. Many homeowners have the misconception that once you’re officially in foreclosure, you’re required to leave your home. Not true. GLG advocates on your behalf to help alleviate your financial pressures.

Are there special circumstances right now in the City of Chicago for foreclosures? 

We pride ourselves on staying abreast of any changes in foreclosure laws, no matter how slight, that will impact foreclosure litigation. During tough economic climates, homeowners often have more options available. We leverage all changes in those laws on behalf of our clients.

Can the bank garner my wages if I’m already in foreclosure?

No, the bank has no legal right to garnish wages during a foreclosure. We help negotiate the best outcome possible at the end of the foreclosure process for any deficiency still owed on the loan.

Can I stay in my home longer? What’s the typical length of a foreclosure process? 

Yes, as highly experienced litigators, we help clients stay in their home another year or two as we work through solutions in the foreclosure process. 

What are my main options when facing a foreclosure in Chicago? 

Our team works with you to explore several avenues, including loan modifications, short sales and in some cases, bankruptcy. Based on our experiences, we apprise you of the pros and cons of each option.

I’m not sure how to respond to lender? Can your firm help me navigate all this red tape?

Yes, we serve as your advocate and take over communication. Most lenders would prefer to work out a compromise rather than incur their own legal fees to carry out a foreclosure. We start by examining any potential issues with the loan and can negotiate loan modifications, such lower interest rates or extending the loan length to lower monthly payments. Another option is to negotiate a forbearance, whereby the lender suspends the mortgage payments temporarily and instead adds onto the end of your original agreement. 

If I opt for a short sale, will I still owe money to the bank?

A short sale is when a homeowner and the lender agree to sell the home for less than the amount owed on the mortgage. Short sales are a viable option when you can’t repay the mortgage and it can help protect your credit history. All net proceeds from the sale go to your lender and the bank also covers 100% of our legal fees. In most cases, short sale settlements result in zero personal liability and may even include relocation assistance. After the sale, if there’s still a deficiency, we negotiate the best possible terms for repayment of the remainder.

How do I know if bankruptcy is my best option?

We help you weigh the benefits of filing Chapter 7 (liquidation) or Chapter 13 (reorganization). The choice depends on various factors, including your ability to repay debt and whether you want to keep your home. In either case, a bankruptcy places a temporary stop on all foreclosure proceedings.


  • Even if you’re already in foreclosure, you have many options.
  • Most lenders would prefer to work with you and settle the matter.
  • You can stay in your home as you sort through solutions.
  • A foreclosure doesn’t mean your credit is ruined. 
  • A consultation with our foreclosure defense attorneys is free.
  • You can get a fresh start.